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There is an old saying that if you lend money to a friend or family member, you will likely lose the money or the relationship, or likely both! Co-signing is very much the same. It may seem like you are doing a “good thing” for someone by co-signing a loan for them, but be sure […]

Impound Accounts

If you are getting a loan to purchase a property, your lender may require an “impound account” on your loan. An impound account is simply a forced-savings plan for you to make sure that there is money available to pay your property taxes and homeowner’s insurance premium when they come due. Your lender collects 1/12th […]

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