Some buyers do not want to buy a home if someone has died in the property, no matter what the cause of death. California Real Estate Law requires that any deaths must be disclosed to the buyer if they occurred within 3 years.... Read More »
In general, if you aren’t putting at least 20% down as a down payment when buying a home, the conventional wisdom is that you’ll have to pay some kind of mortgage insurance. But, there are ways around that.
The most common... Read More »
The most common solution in a divorce is to sell the house and split the profits. It’s common to split the profits 50/50, but that can change due to a myriad of reasons like a pre-nuptial agreement, one party wants to keep their... Read More »
There is a pervasive myth in the real estate world that you don’t want to apply with too many lenders because it will hurt your credit score. I don’t believe this is true. It does have a kernel of truth in that having too... Read More »
Buyers nearly always need to bring some kind of funds to closing to cover their down payment and closing costs. The standard real estate contract says that the buyer certifies that their down payment and closing costs funds are... Read More »